Home insurance demystified

Find out who a policyholder is for your homeowners insurance and whether that’s the same as the insured in this article from Kin.

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- insurance terms
What is HO-5 insurance?

What is HO-5 insurance?

Is an HO-5 policy right for you? Find out in this article from Kin.

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- insurance terms
What is an HO-4 policy?

What is an HO-4 policy?

An HO4 policy, also called renters insurance, is named perils coverage that protects a renter’s personal property and their personal liability. Learn more.

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- flood
Base flood elevation: What it is & how to find it

Base flood elevation: What it is & how to find it

Your area's base flood elevation may be used to determine flood insurance premiums. Find out more here.

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- flood
What is Flood Zone AE?

What is Flood Zone AE?

Understanding Flood Zone AE can help you get the right coverage to protect your home. Learn more.

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- flood
Flood Zone X defined

Flood Zone X defined

Flood Zone X has two designations on flood maps: shaded and unshaded. Learn more here.

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- disaster preparedness
Home hardening tips

Home hardening tips

Homeowners in Florida, Louisiana, and other catastrophe-prone states pay a lot for insurance. Control your costs with these home hardening tips from Kin.

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- disaster preparedness
Do I need a wind mitigation inspection in Louisiana?

Do I need a wind mitigation inspection in Louisiana?

Getting a windstorm inspection in Louisiana can mean tax breaks and insurance discounts. Even better? An inspection can help you better protect your home.

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- insurance tips
Does homeowners insurance cover identity theft or fraud?

Does homeowners insurance cover identity theft or fraud?

Some insurers include identity theft protection in their basic coverage. Other companies offer identity theft or identity fraud coverage as an endorsement.

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- insurance tips
Does home insurance cover plumbing?

Does home insurance cover plumbing?

How does your homeowners insurance respond to plumbing problems? Find out here.

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- insurance tips
What’s the difference between DP1 and DP3?

What’s the difference between DP1 and DP3?

Knowing the differences between DP1 and DP3 are key to getting the right coverage for your property.

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- claims
What happens if you don’t use insurance money for repairs?

What happens if you don’t use insurance money for repairs?

Using insurance money from a claim for something other than repairs could result in your homeowners policy being nonrenewed.

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- flood
What is Flood Zone A?

What is Flood Zone A?

Flood Zone A is a low-lying area near a lake, pond, or other large body of water that has a 26% chance of flooding during a 30-year mortgage.

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