Home insurance demystified
Does home insurance cover basement flooding?
Homeowners insurance policies cover some types of basement flooding, and there are several add-on coverages you can buy to enhance your home’s protection.
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Does home insurance cover roof damage?
Home insurance covers damage to your roof, but only if it was caused by a covered reason. Discover when home insurance will cover roof damages.
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How to file a home insurance claim for water damage
Standard homeowners insurance covers sudden, accidental water damage events. Here’s how to file a claim.
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New construction insurance: What you need to know
More commonly called builders risk, new construction insurance provides temporary protection whether you're renovating or building from the ground up. Get details here.
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Home insurance inspection: What it is & when you need it
Find out what you need to know about home insurance inspections
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What is an insurance quote?
Looking for an insurance quote definition? Learn the meaning of insurance quote and the difference between a quote and a policy here.
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What is water backup and sump overflow coverage?
Water backup and sump overflow coverage may not come standard with your home insurance policy, but you can usually add it on. Learn more.
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What is HO-6 insurance?
Read aobut HO-6 insurance policy so you can get the right coverage for your conod.
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What is an insurance endorsement?
Get the details on what insurance endorsements are and what kinds you might need.
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Ordinance or law coverage: What it is and when you need it
Meeting local laws and ordinances after an insurance event can be costly. Find out how ordinance and law coverage can help you upgrade your home after a loss.
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What is replacement cost coverage?
Insuring your home and property for their replacement cost may mean better protection. Find out more about replacement cost home insurance.
