Condo insurance in Hollywood

Get an affordable HO6 policy for your Hollywood condo!

Located on the Atlantic Ocean between Fort Lauderdale and Miami, Hollywood is a great place to live, work, and play. There’s always something fun to do, whether you’re hitting the links, enjoying one of the town’s 60 parks, or strolling along the famous Hollywood Beach Boardwalk.

But things can go wrong anywhere – even in a city that enjoys more sunshine than rain. When they do, you want to have quality condo insurance to see you through.

Let’s take a look at the risks you face as a condo owner in Hollywood, what that means for your costs, and how we can help you get affordable condo coverage in Florida.

What risks do Hollywood condo owners face?

Weather risks	Other risks
Extreme wind risk	Above average property crime risk
Major flood risk

Summers in Hollywood are long, hot, and rainy. In fact, living in the city means you can expect to see an average of 65 inches of rain each year. Add a tropical storm or hurricane to the mix and you’re likely to see even more.

The result? Risk Factor rates Hollywood’s flood risk as major and the wind risk as extreme.

Weather isn’t the only peril you face as a condo owner. In Hollywood, you also have an above average chance of experiencing property crime.

Risks and the cost of condo insurance in Hollywood

Insurance companies evaluate these and other factors when setting your premium, so the risks you face in Hollywood probably means your condo insurance costs at or above the state average.

However, not everyone pays the same amount for their coverage. That’s mainly because insurers also look at other factors, like:

Property size. Your unit’s square footage plays a role in your premium
Property age. Are you in a new building? Then it’s probably been upgraded to more current standards, and that can mean a lower premium for you.
Your insurance score. When you apply for coverage, insurers typically assign an insurance scores to indicate the chances of you filing a claim.

How to save money with condo insurance from Kin

Condo insurance, like home insurance, is priced based on your risks – and the more data we have, the better we can understand what risks you actually face. That’s why we use technology to review as much publicly available insurance data as we can. By analyzing more data, we’re able to set premiums that more accurately reflect the risks your condo faces.

Other factors play a role, too. The amount of coverage and the deductibles you choose can also drive your premium up or down. Higher coverage limits, for example, cost more. On the other hand, choosing larger deductibles help decrease your insurance costs.

Our Florida condo insurance deductible has the following deductibles and options.

Standard deductible: $500, $1,000, $2,500, $5,000
Hurricane deductible: $500 or 1%, 2%, 5%, or 10% of your Coverage A limit.

Whatever deductible you choose, just remember that it’s the amount you’re responsible for in a loss, so pick something you know you can afford.

You might also qualify for a few condo insurance discounts, such as those offered for:

Installing opening protection for your unit.
Having fire alarms, security systems, and other protective devices.
Being a mature condo owner.

Ultimately, our average members save more than $400 on their condo insurance policies.*

Want to see if you can save, too? Get a quick quote now.

City guides for Florida condo insurance

Condo insurance: Frequently asked questions

Got more questions? We have answers. Check out our answers to some common questions about condo insurance.

Resources for condo owners in Hollywood

You can get a quote for condo insurance from us in just minutes. Start by entering your address on our online application. Prefer to speak to a person? No problem. Just call 855-717-0022 and our Kinfolk will be happy to help.

*Customers who switched to Kin report annual savings of $444 on average. Based on Kin Customer Savings Survey conducted from January 2023 through January 2024. Potential savings may vary.

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The opinions expressed belong solely to individual reviewers and do not reflect the opinions of the Kin Insurance, Inc. group of companies or affiliates. Reviews are provided for informational purposes only.