Home insurance demystified

Find out what type of security system often helps you qualify for a home insurance discount.

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- insurance tips
What is golf cart insurance?

What is golf cart insurance?

You may need golf cart insurance if you plan on driving your golf cart around your community or on public roads. Find out who needs a policy.

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- insurance terms
What is an insurance effective date?

What is an insurance effective date?

Your effective date is the day your insurance policy becomes valid. This date is important to know because it helps determine if claims are covered.

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- insurance terms
What is a named insured?

What is a named insured?

A named insured is any entity listed as covered by an insurance policy. Learn the benefits of being the named insured on your homeowners insurance.

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- claims
What is a first notice of loss?

What is a first notice of loss?

A first notice of loss is a report you submit to your insurance company to initiate a claim.

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- insurance terms
What is an insurance adjuster?

What is an insurance adjuster?

Your home insurance provider may send a claims adjuster to investigate a claim. Learn what happens in the investigation and how to work with an adjuster.

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- insurance terms
What is a coinsurance clause?

What is a coinsurance clause?

Most home insurance policies include a coinsurance clause, but not many people know what it means. Find out how the coinsurance clause can cost you money.

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- insurance terms
Property and casualty insurance explained

Property and casualty insurance explained

Learn what property and casualty insurance is, and find out how it matters for your homeowners insurance policy.

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- insurance terms
What is a no loss statement?

What is a no loss statement?

Read about no loss statements to find out what they are and when you might need one.

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- insurance terms
Theft insurance in your homeowners policy

Theft insurance in your homeowners policy

Find out what theft is for your home insurance policy.

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- insurance tips
Is it better to have a high or low deductible for home insurance?

Is it better to have a high or low deductible for home insurance?

What deductible amount you pick for your home insurance policy depends on your finances.

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- insurance terms
What is a protection class?

What is a protection class?

Protection class is a way of ranking your community's fire risk. Find out what it is and how it can impact your home insurance premium from Kin Insurance.

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- landlord insurance
DP2 insurance policies explained

DP2 insurance policies explained

Find out what a DP2 policy covers.

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