Kin Interinsurance Nexus Exchange

Kin Interinsurance Nexus Exchange is a reciprocal insurance company that is managed by Kin Insurance, Inc., an insurance distribution, technology, and services provider. Kin Insurance Network Distributor, LLC sales representatives offer homeowners coverage through policies written on Kin Interinsurance Nexus Exchange paper in certain states. Coverage is subject to the terms and conditions of the policy, availability, and qualification for coverage and may vary by state.

Each customer with a Kin Interinsurance Nexus Exchange policy owns a part of the reciprocal company. That means its interests are fully aligned with policyholders (subscribers) – a Subscribers’ Advisory Committee ensures it.

Kin Interinsurance Nexus Exchange (NAIC 33987) serves:

• Alabama

• Arizona

• Georgia

• South Carolina

• Tennessee

• Texas

Kin Interinsurance Nexus Exchange also serves Mississippi and Virginia as a surplus lines insurer.

Kin Interinsurance Nexus Exchange (NAIC 33987), has earned a Financial Stability Rating® (FSR) of A, Exceptional from Demotech, Inc.** 

What’s a reciprocal insurance company?

A reciprocal insurance company is a carrier that is owned by policyholders but managed by a separate entity, called an “attorney-in-fact” or AIF. The attorney-in-fact (Kin Risk Management Nexus LLC) runs the day-to-day operations of the carrier (Kin Interinsurance Nexus), such as issuing policies and handling claims.